- We can discuss your requirements over the phone, over email or face to face; whatever suits you best
- We can search through thousands of mortgages in moments to find the product that is right for your individual requirements
- We have over 10 years’ experience and pride ourselves on knowing our marketplace and the lenders we work with; who has the strictest lending criteria, the fastest processing time, or a great rate only available for a limited time period
- Our initial fact find discussion is free with no obligation
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
Our Process
1. The first step in the process is a no-obligation fact-find conversation that allows us to understand your requirements and aspirations. The fact find discussion will include your income and expenditure and how much you need to borrow
2. Following our fact find, we will search the marketplace and provide our recommendations to you
3. We arrange a time that suits you to discuss our recommendations, talking you through each product and giving you a chance to ask any questions you may have
4. At this stage we can attain an Agreement In Principle (AIP) from the chosen lender; this is effectively the lender agreeing to loan the required amount based on their initial assessment of your circumstances
5. If you decide to proceed, we request all the necessary identification and paperwork the lender requires and we submit the formal application on your behalf
6. At this stage we can talk to you about protecting the mortgage with options such as life insurance, critical illness cover and income protection
7. We keep you up to date with the application process from submission to approval. We talk you through the paperwork, how and when the loan will be paid, and when repayments will commence
To start the process, get in touch with us today to arrange your no-obligation initial mortgage consultation.